NH Investment & Securities received the grand prize in the securities category of the “2026 Mail..

NH Investment & Securities received the grand prize in the securities category of the “2026 Mail Business Securities and Pension Awards.”

Last year, NH Investment & Securities grew evenly in all business areas, including retail, investment bank (IB), wholesale, operation, and digital, producing the ‘current net profit of KRW 1 trillion’, the highest performance ever since its foundation.

It recorded an annual operating profit of KRW 1.42 trillion and a net profit of KRW 1.31.5 trillion, growing 57.7% and 50.2% year-on-year, respectively. Sales rose 32.6% year-on-year to 15.3631 trillion won. Return on equity (ROE) also improved significantly to 11.8% from 7.5% in 2023, approaching its mid- to long-term target of 12%.

It is evaluated that it has achieved even growth in all business areas without relying on a single sector and has built a balanced profit portfolio that is not shaken by economic fluctuations.

In the retail and asset management (WM) sectors, high-value asset-oriented strategies have paid off. The number of customers with assets of more than 100 million won surged 246% from 90,000 at the end of 2019 to 310,000 at the end of last year.

Ultra-high-priced assets worth more than 3 billion won also led the domestic premium asset management market, rising 51 percent in a year to 6323.

There are currently 229 customers who have subscribed to the family office service, which grew 95% year-on-year in 2024 and continued to grow 58% steeply last year.

Despite the volatile market environment, it has implemented a stable profit model based on customer assets and faithfully played its original role in the capital market to support the formation of individual investor assets.

Brokerage fees increased 41% year-on-year to 647 billion won. As sales of investment-type products such as funds and wraps expanded, collective investment securities handling fees and asset management fees increased by 25.6% and 31.2%, respectively.

In the IB division, it organized a series of large paid-in capital increase in trillions, including Hanwha Aerospace, Samsung SDI, and POSCO Future M. With a total of 4.5283 trillion won, it has regained the top spot in the stock capital market (ECM) for the first time in four years.

It ranked second in the bond issuance market (DCM) with an annual performance of about 12.9 trillion won, and overwhelmingly ranked first in the open purchase sector with a 60% supervision rate.

In the acquisition finance sector, it also ranked No. 1 in the industry and reaffirmed its position as a traditional IB powerhouse. The selection strategy focused on large and high-quality transactions that prioritized profitability and stability over expanding the size of transactions contributed to the improvement of performance.

Based on IB capabilities, synergy strategies between businesses are also in full swing to expand retail customers with ultra-high assets and link them to management asset growth.

In the retirement pension sector, it was selected as an excellent comprehensive business operator for the second consecutive year in the “2025 Retirement Pension Business Evaluation” organized by the Ministry of Employment and Labor. It also topped the newly introduced securities sector.

As of the end of last year, the total pension assets combined with retirement pension and pension savings recorded 15.503.5 trillion won. The growth rate of the retirement pension business was 26%, far exceeding the market growth rate (16.3%).

In the strategically focused personal retirement pension (DC+IRP) market, the reserve growth rate reached 43.2%. The one-year yield on DC-type principal and interest non-guaranteed products was also 20.0%, exceeding the average of securities companies (17.2%).

In the artificial intelligence (AI)-based ‘retirement pension robo-advisor discretionary service’, its own algorithm ‘NH DNA Retirement Pension Floopin P’ strategy has achieved the best performance in the industry with a 75.7% return over the past year.

It accounted for six of the top 10 profit-taking strategies. It is clearly differentiated from other companies that operate only the external affiliate type by combining the self-operation type and the external affiliate type two-track.

In the digital sector, it has steadily expanded its non-face-to-face customer base, focusing on the mobile trading platform ‘Tree’.

It introduced Korea’s first 24-hour overseas stock trading service and promoted the advancement of the digital investment experience through AI-based market and chart analysis and partnership with the world’s No. 1 investment news platform “Shing Alpha.”

The digital asset management platform “Digital Care Service” has also been completely reorganized, drastically reducing accessibility so that new customers can experience premium content for free for three months as soon as they open their account.

Currently, it is positioned as a representative digital asset management service used by about 100,000 people with assets of 10 million won or more. It is also working on a pilot project for the next-generation investment platform ‘Tree X’.

It aims to build a cross-platform-based integrated investment experience designed to naturally lead to a single investment experience in a variety of device environments, including mobile, tablet, and PC.

Beyond the limits of free competition for fees, it is pushing to switch to an information and strategy-oriented ‘investment insight platform’. Through strategic cooperation with AI technology, we are focusing on strengthening customer-centered services to help make the right investment decisions.

In the operating sector, based on conservative and precise risk management, we steadily expanded the scale of operating assets (AUM) and realized profit-based diversification.

By continuously rebuilding the operating process and improving the monitoring system, profit and loss volatility was mitigated and the operating capacity was increased to lay the foundation for stable revenue generation.

In the fund consignment operation (OCIO) sector, it has also strengthened its competitiveness by steadily absorbing external consignment operation demand for institutional customers.

At the same time, NH Investment & Securities was officially designated as a comprehensive investment account (IMA) operator in March this year. It became the third IMA operator in Korea.

This is the result of passing strict screening after preemptively meeting the requirements of 8 trillion won in equity capital with a paid-in capital increase of 650 billion won in August last year.

The first IMA product “N2 IMA1 Medium-Term Type No. 1,” which was released immediately after the designation, was sold out with 400 billion won raised. 60% of the total funds are new assets from other financial institutions.

It proved that the central axis of safe asset management is shifting from the banking sector to the securities industry. NH Investment & Securities drew the trust of both corporations and individual investors based on the only AA+ credit rating among IMA operators.

It is quickly becoming a key new business that maximizes synergy between business sectors with a virtuous cycle structure that connects assets discovered by IB to asset management customers.NH Investment & Securities established its status as a productive financial leading institution connecting the capital market and the real economy beyond simple external growth last year. The strategy of deploying asset management, IB, operation, and wholesale in a 4-3-2-1 ratio has created a constitution that is not biased toward a specific industry.

[Reporter Woo Soo Min]