As we close out the first week of June 2025, the U.S. housing market continues to send mixed signals. Mortgage rates moved modestly but ended the week slightly lower, while buyer demand remained tepid. Inventory is rising nationwide, reshaping negotiations and hinting at a potentially cooler summer. Mortgage rate snapshot: Where we stand now Mortgage
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The U.S. housing market is entering a volatile new chapter this summer. Despite price growth in select regions, rising inventory and sluggish buyer demand are reshaping conditions nationwide, with affordability, high mortgage rates, and economic uncertainty driving the trend. Buyer demand drops to multiyear lows According to the Mortgage Bankers Association, mortgage applications to purchase
Filing for Chapter 13 bankruptcy may give struggling borrowers a lifeline—but when it comes to student loans, relief is limited. Here’s what every borrower should understand about how bankruptcy interacts with education debt. Chapter 13 bankruptcy: What it does Chapter 13, also called a “wage earner’s plan,” lets individuals with regular income repay all or
The federal government has resumed collections on defaulted student loans, and nearly 200,000 borrowers could soon see wage garnishment, tax refund seizures, and even Social Security offsets. After a five-year pause, aggressive collection actions are officially back, putting many Americans’ financial stability at risk. If you have federal student loans in default, time is critical
As market volatility continues, Americans are shifting their views on the best long-term investments. Real estate remains the top choice for the 12th consecutive year, while gold has gained ground and stocks have lost favor, according to a new Gallup survey. The April 1–14 poll, conducted after the Trump administration announced sweeping tariffs, found 37%
The U.S. housing market saw a surge in available homes this April, reaching the highest inventory level since the pandemic began. However, economic uncertainty and rising mortgage rates kept many buyers on the sidelines. Active listings soar, but buyer demand weakens According to Realtor.com’s April 2025 housing trends report, active home listings rose 30.6% year-over-year