June 13, 2025
Financial Assets

Bank loans continue to flow, deposits harder to come by

Indian banks are advancing more loans than they are incrementally garnering deposits, the latest central bank data showed, pointing to only a partial success for dedicated lender programmes aimed at boosting the deposit base and de-risking the credit environment. The banking sector’s incremental loan-to-deposit ratio (LDR) on a three-month rolling basis reached nearly 126% as

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Financial Assets

Zerodha’s Nithin Kamath raises alarm over instant pre-approved loans, shares personal experience – Industry News

Nithin Kamath, the founder and CEO of Zerodha, has raised alarm over India’s growing borrowing habits, particularly in the segment of small-ticket personal loans and credit card borrowings. According to Kamath, aggressive marketing strategies by fintech apps have fueled this trend, with an increasing number of individuals taking loans they cannot afford. Kamath highlighted a

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