Personal loans are gaining popularity across India for their easy availability and flexibility. Due to the same many borrowers question and wonder if their spouse’s security or co-signature is necessary for loan approvals. The answer to this question largely depends on several different factors such as, the lender’s policies, the loan applicant’s profile and the
A personal loan can help you meet various objectives. On one hand, it can help you overcome any medical or other emergency. On the other hand, it can help you celebrate occasions like family functions and festivals, or enjoy a much-deserved family vacation. It can also help you buy gadgets, consumer durables, etc., that provide
Parenthood is all about paradox — it fills your heart even as it drains your wallet. It’s not just the sweet lullabies you’ll need to master; it’s also the art of juggling costs. Last we checked, it can cost over $30,000 just to have your baby. And don’t even get us started on expenses during
PeopleImages / Getty Images Taking out a personal loan can be a smart way to consolidate debt, cover unexpected expenses or fund a major purchase, but is now the right time to apply? Learn More: 10 Genius Things Warren Buffett Says To Do With Your Money Read Next: 5 Types of Vehicles Retirees Should Stay
If you are planning to raise a personal loan, remember that there are certain reasons for which it is not unreasonable to take a loan. For instance, when there is an emergency at home or a wedding. Additionally, there are some people who do not refrain from taking a loan for going on a vacation as