Filing for Chapter 13 bankruptcy may give struggling borrowers a lifeline—but when it comes to student loans, relief is limited. Here’s what every borrower should understand about how bankruptcy interacts with education debt. Chapter 13 bankruptcy: What it does Chapter 13, also called a “wage earner’s plan,” lets individuals with regular income repay all or
The Wells Fargo Active Cash® Card and Wells Fargo Reflect® Card can both save you money — but in different ways. Which one is right for you depends on whether you prefer a longer intro-APR period or rewards. In other words, would you rather avoid interest (for a time) or earn cash back? Below, CNBC
Hyunmin Kim, Margaret Giles of Morningstar A 529 college savings plan can be a powerful tool when saving for future education expenses because investments in the plan can increase tax-free, but many savers don’t take full advantage of all the benefits that 529 plans have to offer. One common deterrent to investing through a 529
Growing nest egg: there are different options for how to make investments over time (Adobe stock image) Navigating the world of investing can be intimidating, particularly if you are new to it. A common point of confusion is whether you should make a one-time, lump-sum investment purchase or if it makes more sense to put
Federal student loans typically offer the lowest interest rates, but they can only finance so much of one’s education. Oftentimes, borrowers also need to take out a private student loan in addition to fill in any gaps. Private student loan interest rates vary widely depending on your credit, but if you have good credit you
Personal loans are a convenient way to borrow to cover a variety of expenses — like a wedding, a funeral, a vacation, a surprise medical bill and more. Lenders typically disburse funds directly to your bank account so you can start using that money as soon as possible, and some of them will even fund
A low credit score shouldn’t stop you from securing the funding you need to grow your business. Some lenders offer loans with low or no credit score requirements. Granted, it’s likely you’ll be on the hook for paying higher interest rates. But making your payments in full and on time can help you increase your
Gold prices have historically surged during market upheavals in the last half-century. The precious metal remains a top pick for investors as they navigate an uncertain macroeconomic backdrop fueled by high US tariffs, an escalating trade war with China, and dynamic changes within the federal government. Gold prices soared to a record high of £2,460
Artists push Native art to evolve using new techniques and materials Artists discuss how Native art evolved and why many don’t have the same regard and access to mainstream galleries and museums as non-Indigenous peers. While art can appreciate in value, it’s difficult to determine trends and pricing information is limited. Experts suggest focusing on
Land is an asset that most people want to own. But with land costs soaring across the country, buying residential plots has become a tough task, especially in the metros and tier-1 cities. With land purchase loans, you can buy residential plots without stretching your finances too much. A land purchase loan has a lot