April 19, 2025
Financial Assets

At what point are you no longer eligible to receive direct subsidized student loans in 2025?

Navigating the world of student loans can feel like a maze, especially when it comes to figuring out when you’re no longer eligible for Direct Subsidized Loans in 2025. These federal loans are a lifeline for undergrads with financial need, covering interest while you’re in school at least half-time. But there are some clear cutoffs

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Fixed Assets

People on PIP could see vouchers replace monthly cash payments under new DWP plans

The DWP will announce proposed health and disability benefit reforms ahead of the Spring Statement in March. 10:13, 24 Feb 2025Updated 12:33, 26 Feb 2025 Personal Independence Payment (PIP) – information The Department for Work and Pensions (DWP) have side-stepped questions on whether cash payments of Personal Independence Payment (PIP) will be replaced by vouchers,

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Financial Assets

Personal loans: THESE are the 5 key reasons for which it is not unreasonable to borrow

If you are planning to raise a personal loan, remember that there are certain reasons for which it is not unreasonable to take a loan. For instance, when there is an emergency at home or a wedding.  Additionally, there are some people who do not refrain from taking a loan for going on a vacation as

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Financial Assets

Do student loans affect your credit score? Here’s how they can have a positive or negative impact in 2025

Let’s dive into a big question for 2025: Do student loans affect your credit score? Spoiler alert-they absolutely do, and they can swing your score up or down depending on how you handle them. Whether you’re juggling federal or private loans, here’s the scoop on how they can boost or bruise your credit this year.

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Operating Assets

Top 5 mutual funds for short-term investments in 2025

If you have short-term financial goals and aspire to invest in a low risk mutual fund, then there are specific categories of the same designed to ensure capital conservation and liquidity during tough times. These funds generally invest in low risk instruments for example: treasury bills, money market securities among other similar instruments. Thus making

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Tangible Assets

Savers set to face plummeting returns on their cash after interest rate cut

Savers are set to see big reductions on the amounts they earn in interest from their cash after Thursday’s Bank of England base rate cut, experts have warned. The Bank of England has slashed the rate from 4.75 per cent to 4.5 per cent. Returns on savings tend to fall as the base rate does.

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Financial Assets

Best Car Loans for Active Military and Veterans

Financing a car purchase can be costly. However, if you’re a military member who’s in the market for a car loan, you may be able to secure lower interest rates and other benefits thanks to your military status. Below, CNBC Select rounded up the best military car loans. We ranked them based on repayment terms

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Financial Assets

Zerodha’s Nithin Kamath raises alarm over instant pre-approved loans, shares personal experience – Industry News

Nithin Kamath, the founder and CEO of Zerodha, has raised alarm over India’s growing borrowing habits, particularly in the segment of small-ticket personal loans and credit card borrowings. According to Kamath, aggressive marketing strategies by fintech apps have fueled this trend, with an increasing number of individuals taking loans they cannot afford. Kamath highlighted a

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Financial Assets

5 Personal Loans To Apply To If Your Credit Score Is 580 Or Lower

The higher your credit score, the better your chances are to get approved for financial products — like personal loans — with a lower interest rate. Still, there are personal loans you can get if you have a fair or bad credit score. Some lenders cater to applicants with lower credit scores in the poor

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Financial Assets

Beyond FDs: Blend growth and income assets in retirement portfolio | Personal Finance

4 min read Last Updated : Aug 26 2024 | 8:13 PM IST Indian households invested Rs 29.7 trillion in financial assets in 2022-23, according to a special research report by the State Bank of India. Of this, 33.4 per cent was held in bank deposits, 6 per cent in mutual funds, and 0.9

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