June 21, 2025
Operating Assets

25 ways first-time buyers can boost their credit score to get on the property ladder

Make sure your credit file is up to date and ready for mortgage approval with this handy checklist. Make sure your credit file is up to date and ready for mortgage approval with this handy checklist.(Image: Getty Images ) The number of first-time buyers with a mortgage is estimated to have rebounded in 2024 from

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Fixed Assets

Flat Rate Vs. Bonus Categories: Which Is Better?

Cash-back credit cards have long been a popular go-to rewards card for many cardholders — and for good reason. You can simply make money off of those everyday purchases you’d make anyways. That money can then be used to pay off your credit card bill, as one redemption example. How much cash back you can

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Tangible Assets

Millions of people with cash savings in bank account urged to check it now

Some 8.3 million current accounts contain balances of £10,000 or more with the majority earning zero interest. Some 8.3 million current accounts contain balances of £10,000 or more with the majority earning zero interest.(Image: Getty Images ) Over eight million current accounts in the UK contain balances of more than £10,000, the majority of which

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Financial Assets

Spouse security for personal loans: What Indian borrowers need to know

Personal loans are gaining popularity across India for their easy availability and flexibility. Due to the same many borrowers question and wonder if their spouse’s security or co-signature is necessary for loan approvals. The answer to this question largely depends on several different factors such as, the lender’s policies, the loan applicant’s profile and the

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Financial Assets

Student loans have been confusing. How to know where you stand

By ADRIANA MORGA, Associated Press NEW YORK (AP) — Between collections resuming, courts blocking student loan programs and layoffs at the Education Department, borrowers might be confused about the status of their student loans. Recently, the Education Department announced it would start involuntary collections on defaulted loans, meaning the roughly 5.3 million borrowers who are

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Financial Assets

People on PIP may be due more money after DWP spending review of last year

More than a tenth of all 3.7 million PIP claimants could be on the wrong level of award due to a change in their circumstances. 10:52, 16 May 2025Updated 15:06, 16 May 2025 Personal Independence Payment (PIP) – information The latest figures from the Department for Work and Pensions (DWP) show there are currently 3.7

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Financial Assets

Student loans have been confusing lately. Here’s a guide to know where you stand

NEW YORK — Between collections resuming, courts blocking student loan programs and layoffs at the Education Department, borrowers might be confused about the status of their student loans. Recently, the Education Department announced it would start involuntary collections on defaulted loans, meaning the roughly 5.3 million borrowers who are in default could have their wages

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Financial Assets

Top 12 hidden charges in personal loans you should know about

A personal loan can help you meet various objectives. On one hand, it can help you overcome any medical or other emergency. On the other hand, it can help you celebrate occasions like family functions and festivals, or enjoy a much-deserved family vacation.  It can also help you buy gadgets, consumer durables, etc., that provide

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Financial Assets

Student loans drive US delinquency rate to highest since 2020

The share of outstanding U.S. consumer debt that’s in delinquency rose in the first quarter to the highest in five years, reflecting an end to the pandemic-era pause on reporting delinquent student loan payments on credit reports. Some 4.3% of debt was delinquent in the first three months of this year, the most since 2020

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Fixed Assets

Investing platform offers temporary 8.5% annual interest rate on cash balances this month

The offer from investing and trading platform IG is only available until May 31. The offer from investing and trading platform IG is only available until May 31.(Image: Getty Images) Investing and trading platform IG is offering a temporary cash interest rate of 8.5 per cent AER (annual equivalent rate) – twice the current Bank

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