February 4, 2025
Financial Assets

I’m Using This Back-to-School Shopping Tip to Save Time and Money. Here’s How You Can, Too

Tax-free weekend is over for most states, but sales are still happening for back-to-school supplies. You can still score some last-minute savings, but the clock is ticking, and the longer you wait, the fewer offers you’ll see. US adults are expected to spend an average of $662 on back-to-school shopping this year, according to our

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Financial Assets

Can’t Find the Money to Save or Pay Off Debt? Try My Twist on Zero-Based Budgeting

When my clients first build a budget, I notice they often make one key mistake: They don’t include saving or paying off debt as a line item. They plan for the expenses they know they’ll have, like rent and necessities. Then, they assume they’ll use any leftover money for other goals, but it’s an afterthought.

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