The U.S. Department of Education is facing a major shakeup, with staff cuts slashing nearly 50% of its workforce as of March 2025. With the Trump administration pushing to downsize or even dismantle the agency, millions of students, parents, and educators are left wondering: what’s next for student loans, the Free Application for Federal Student

Navigating the world of student loans can feel like a maze, especially when it comes to figuring out when you’re no longer eligible for Direct Subsidized Loans in 2025. These federal loans are a lifeline for undergrads with financial need, covering interest while you’re in school at least half-time. But there are some clear cutoffs

Let’s dive into a big question for 2025: Do student loans affect your credit score? Spoiler alert-they absolutely do, and they can swing your score up or down depending on how you handle them. Whether you’re juggling federal or private loans, here’s the scoop on how they can boost or bruise your credit this year.