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Wednesday, November 29, 2023

A Financial Guide To Black History Month

Colin. Malcolm. Martin. Harriet. Nat. Nina. Thurgood.

Kamala. Huey. Angela. Richard. Red. Muhammad. C.

Barack. Benjamin. Assata. Duke. Michael. Hank.

Claudette. Maya. Ruby. Emmitt. Arthur. Medgar.

Langston. Venus. Serena. Shirley. W. E. B. Jimi. Toni.

Alvin. Mae. Phillis.

Their self-sacrifice was admirable, and their insatiable

determination, particularly in the face of great danger

against the most stubborn of odds, was legendary.

Where most saw opposition, they saw opportunity.

Their actions cemented their legacies and earned them

a place in history.

This Black History Month let it be highlighted that we

can celebrate Black History all year long. Our legacy,

accomplishments and sacrifices cannot be confined to

1 month, 28 days, 672 hours. Now, more than ever

realizing the celebration is for all races to recognize

and honor our achievements, ancestors, comedy

pioneering and creativity.

To my fellow Black allies, I ask you: How will you celebrate

Black History?

To my fellow Black people, I ask you: How

will you make YOUR Black History a part of OUR

Black History?

-Nedra Bell, Advisor Servicing Associate at Betterment and member of the Black at Betterment ERSG

Meet Black at Betterment

Black at Betterment is one of eight Betterment ERSGs, specifically working to “celebrate and elevate Black excellence within ourselves, Betterment, and our community at large by strengthening our relationships, amplifying our voices, and equipping ourselves with the tools necessary to succeed.”

Build financial health in the Black community.

There are unique and multi-faceted financial struggles faced by Black people in the U.S. Here are three articles written by Tania Brown, CFPⓇ and financial coach, that can help you get your financial house in order:

  • 3 Strategies That Can Narrow The Racial Wealth Gap
  • 3 Tips To Consider Before Paying Off Debt
  • 5 Tips For Financially Supporting Others

Support organizations working to improve Black lives.

Centuries of racism, institutional discrimination and lack of wealth building opportunities still impact the Black American community today. Here are five organizations you can donate to today who are working to address these social and economic gaps:

Give to charities already on the Betterment platform.

Through our Charitable Giving feature, customers can donate shares held for longer than one year to any organization we partner with. Below are three charities working to improve Black lives:

  • NAACP Empowerment Programs
  • Brooklyn Community Bail Fund
  • Against Malaria Foundation

Invest in your values this year with our Social Impact Portfolio.

If you’re passionate about issues like racial and gender equity and want to support companies who prioritize minority empowerment and diversity policies, you can invest your money in Betterment’s Social Impact Portfolio.

There are also two other socially responsible investing portfolios that may align with your values: the Broad Impact Portfolio and Climate Impact Portfolio

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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