Fair Isaac BSP:F2IC34 +2.19% 66 Scaled Net Operating Assets is 0.67 as of Dec. 2025. GuruFocus rates BSP:F2IC34 with a GF Score™ of 66/100 and a GF Value™ of R$609.95 (Significantly Undervalued). The stock has 3 warning signs investors should review.
Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.
Fair Isaac‘s operating assets for the quarter that ended in Dec. 2025 was R$1,692 Mil. Fair Isaac‘s operating liabilities for the quarter that ended in Dec. 2025 was R$448 Mil. Fair Isaac‘s Total Assets for the quarter that ended in Sep. 2025 was R$1,868 Mil. Therefore, Fair Isaac‘s scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.67.
Fair Isaac Scaled Net Operating Assets Historical Data
The historical data trend for Fair Isaac‘s Scaled Net Operating Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company’s associated stock exchange currency.
Fair Isaac Scaled Net Operating Assets Chart
BSP:F2IC34 vs : Scaled Net Operating Assets Comparison
For the Software – Application subindustry, Fair Isaac‘s Scaled Net Operating Assets, along with its competitors’ market caps and Scaled Net Operating Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that “N/A” values will not show up in the chart.
Fair Isaac Scaled Net Operating Assets vs Software Industry
For the Software industry and Technology sector, Fair Isaac‘s Scaled Net Operating Assets distribution charts can be found below:
* The bar in red indicates where Fair Isaac’s Scaled Net Operating Assets falls into.
66GF Score
Fair Isaac Corp BSP:F2IC34
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
Fair Isaac Scaled Net Operating Assets Calculation
Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.
Fair Isaac‘s Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Sep. 2025 is calculated as
| Scaled Net Operating Assets (SNOA) | (A: Sep. 2025 ) | ||||
| = | (Operating Assets (A: Sep. 2025 ) | – | Operating Liabilities (A: Sep. 2025 )) | / | Total Assets (A: Sep. 2024 ) |
| = | (1733.997 | – | 539.039) | / | 1717.884 |
| = | 0.70 |
where
Fair Isaac‘s Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as
| Scaled Net Operating Assets (SNOA) | (Q: Dec. 2025 ) | ||||
| = | (Operating Assets (Q: Dec. 2025 ) | – | Operating Liabilities (Q: Dec. 2025 )) | / | Total Assets (Q: Sep. 2025 ) |
| = | (1692.126 | – | 447.57) | / | 1868.133 |
| = | 0.67 |
where
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company’s associated stock exchange currency.
What does a Scaled Net Operating Assets of 0.67 mean?
Fair Isaac (BSP:F2IC34) has a Scaled Net Operating Assets of 0.67 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Fair Isaac and its competitors.
Is Fair Isaac’s Scaled Net Operating Assets too high?
Fair Isaac’s current Scaled Net Operating Assets is 0.67. Overall, Fair Isaac has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac’s Scaled Net Operating Assets compare to ?
Fair Isaac’s Scaled Net Operating Assets of 0.67 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Software company?
A good Scaled Net Operating Assets depends on the Software industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
Is Fair Isaac stock overvalued right now?
How is Scaled Net Operating Assets calculated?
Is Fair Isaac (BSP:F2IC34) Overvalued in 2026?
Based on GuruFocus’ analysis, Fair Isaac stock appears to be undervalued.
The current stock price of R$127.99 is trading 79% below its estimated GF Value™ of R$609.95.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for BSP:F2IC34:
- Scaled Net Operating Assets: 0.67
- GF Value™: R$609.95 vs. price of R$127.99 (79% below fair value)
- GF Score™: 66/100 with 3 warning signs
No single metric tells the full story. See the BSP:F2IC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fair Isaac Business Description
Address
5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm’s US-centric credit scores business accounts for most of the firm’s revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
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